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"I heard that you can save a bundle of money by shopping online. True or false?"

Absolutely true. Example: Staples was selling my model Mavica digital camera for $799. I picked up the same camera (made in the same factory, having the same warranty by the same manufacturer) for $590. And there was no tax. And the shipping was free.

Before you run out and buy a high priced item, it's certainly worth checking out prices on the WEB. Just use the same caution that you'd use with any vendor. And pay by credit card so that you can refuse to pay the bill if a problem develops.

Even if I ended up not buying thru the WEB, I still am way ahead because I used the WEB to check on the current prices and the quality of the item that I'm purchasing.

The 56K modem is on its way out. Today it's DSL or Cable high speed access. What does the future hold? How about...

Video on demand:
In the beginning, broadband users will find that they can view better video clips. Eventually, those clips will be collected into video-on-demand services. The killer applications will be those services that offer feature-length movies or TV shows on a pay-per-view basis. With current broadband connections, movies on demand aren't feasible, but observers agree that technological improvements virtually guarantee that it's only a matter of time.

Voice and video telephony:
Cable television companies are already offering long-distance telephone services over the Internet for cable modem users in specific areas. Voice service is easily augmented with video to create true videoconferencing using the Internet.

Billing, banking, and shopping:
Whoever offers your broadband service will appreciate the ability to bill you online. Increasingly, they will offer other vendors, such as credit card companies, the same ability. Media-rich shopping and banking will follow suit, making today's e-commerce sites look clunky in comparison.

Software:
Downloading or purchasing software online will become much easier, but broadband offers the possibility of renting software on a per-use basis, potentially changing the way all software is bought and used. A word processor, for instance, could become enabled within a browser, whose user might be billed by the minute. Additionally, Internet content, such as websites, will feature increased functionality that might include tiny chunks of software that will download quickly and transparently.

Summary:
Eventually, the lines between all these products and services might be blurred, giving rise to websites that offer content that is endowed with telecom-like or software application-like functionality. It remains to be seen how all these new capabilities will manifest themselves in the broadband future. But with broadband availability to become nearly universal within five years, tomorrow's Web certainly won't look much like today's.